Privacy Policy

1. Introduction

Juli-Ann Marquis ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at juliannmarquis.com or contact us for insurance and financial advisory services. Please read this policy carefully. If you disagree with its terms, please discontinue use of the site.

2. Information We Collect

We may collect information about you in a variety of ways, including:

• Personal Data: Name, email address, phone number, and any other information you voluntarily provide when completing our contact or consultation request form.
• Derivative Data: Information our servers automatically collect when you access the site, such as your IP address, browser type, operating system, access times, and the pages you have viewed.
• Financial Information: Any financial details you share during consultations are handled in accordance with applicable financial services regulations and are not stored on this website.

3. How We Use Your Information

We use the information we collect to:

• Respond to your consultation requests and inquiries.
• Provide, operate, and maintain our advisory services.
• Send you information, updates, and other communications relevant to your inquiry.
• Comply with applicable laws, regulations, and professional obligations.
• Prevent fraudulent transactions and monitor against theft.

4. Disclosure of Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties except in the following circumstances:

• Service Providers: We may share your information with third-party vendors who assist us in operating our website or conducting our business (e.g., email service providers), subject to confidentiality agreements.
• Legal Requirements: We may disclose your information where required by law, court order, or governmental authority.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our site may not function properly.

6. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Third-Party Websites

Our website may contain links to third-party websites, including our social media profiles (LinkedIn, Facebook, Instagram). We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate or incomplete data.
• Request deletion of your personal data, subject to legal obligations.
• Withdraw consent where processing is based on consent.

9. Children's Privacy

Our website is not directed to children under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Effective date" at the top of this page. Your continued use of the site after any changes constitutes your acceptance of the revised policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: